Terms of Use

Last updated September 15, 2026.

By using debtax.com you agree to these terms. If you do not agree, please do not use the site.

Educational estimates, not advice

DebtAx provides calculators for educational purposes. The results are estimates based on the numbers you enter and the assumptions described on the methodology page. They are not financial, legal, tax, or credit advice, and they are not an offer or a guarantee of any loan, rate, or approval. Actual results depend on your lender's terms, fees, rate changes, and your own behavior.

Your responsibility

You are responsible for the accuracy of what you enter and for verifying any decision against real statements and real offers before acting. Rates and products shown as assumptions are illustrative; whether you qualify, and at what rate, is determined solely by the lender or provider.

No warranty

The site is provided as is, without warranty of any kind. DebtAx does not warrant that the calculators are error-free or that results will match any lender's figures. To the fullest extent permitted by law, DebtAx is not liable for any loss arising from use of the site or reliance on its results.

Links to lenders, comparison sites, apps, and services lead to sites DebtAx does not control. Their terms and privacy policies apply. DebtAx may earn a commission from some of these links; see the affiliate disclosure.

Acceptable use

Do not use the site to scrape at a rate that affects other users, attempt to interfere with its operation, or present its output as advice from DebtAx to third parties.

Intellectual property

The site's text, design, and code are owned by DebtAx. You may share links to plans and pages freely. You may not republish the site's content as your own.

Changes

These terms may be updated; the date above reflects the latest version. Continued use after a change means you accept it.

Governing law

These terms are governed by the laws of the United States and the state in which DebtAx operates, without regard to conflict of law rules.